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About SKILIK


Utilizing digitization in general, and Artificial Intelligence in particular, in improving the performance of Islamic banks and broadening the circle of their customers.

Developing advanced expert systems capable of representing and processing Islamic knowledge electronically, which enables making informed decisions, automation of processes, and the transfer of technical expertise.

Dr Ahmed Mabrouk -- CEO and Founder

Ahmed Mabrouk is a professor of Artificial Intelligence, and an author of Islamic finance and Islamic philosophy of science. He received his PhD degree in the Electrical and Computer Engineering from Boston University in 1998. His PhD dissertational work won the first-place award for the most innovative research work in Boston University in 1997.

Over the past thirty years, Dr. Mabrouk has worked for industry and academia in various technical and managerial capacities across three continents. He worked with Bell Labs Innovations, US, and Zarlink Semiconductors, Canada, on the development of microelectronic chips for wireless communications. He moved to Malaysia in 2003 and led the wireless broadband team in MIMOS Berhad, which developed the first multi-million gate system-on-chip in Malaysia.

Developing AI-based systems for Islamic finance is a major passion of Dr. Mabrouk, in pursuant of which he has founded SKILIK in May 2019. SKILIK's solutions are currently in use by several Islamic banks.

SKILIK at a Glance

SKILIK Robo Advisory develops smart solutions for Islamic finance. Our solutions represent and process knowledge for smart conclusions. Whether you'd like to figure out the Shariah position of an issue, you are going through the approval of a product, you are trying to make sense of audit data, or you want to make your customers more educated about your products, SKILIK is your partner in achieving these goals. And best of all, our solutions do not exclude humans; they are designed to work with you and help you get the job done faster and more efficiently.

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Explore

Hierarchical view of topics

Simple Definitions

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Study

Ontology

Pitfalls in Contracts

Verify Compliance with BNM-AAOIFI

Product Configurator

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Ask

Chatbot

Legal Maxim Analyzer

Smart Advisor


New in Gen2


Product Configurator

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Put your product together in few minutes

Gain access to Shariah resources and business flow

Semantic Navigation

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Explore related points
across the hierarchy

Smart Advisor

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Have a dialogue with the Advisor

Get answers to complex scenarios

Our Products


Purpose

To speed up the process of approving financial products and to ensure their Shariah compliance


Benificiaries

Shariah Committee’s members and product developers


Features

Product Configurator
Semantic Navigation of Knowledge-Base
BNM resolutions and relevant fatawas
Check compliance with BNM-AAOIFI
Smart comparisons of legal and financial options
Smart advisor
Advanced Chatbot


Purpose

To save the time of Shariah researchers through integrating all fatwa’s resources in a logical framework


Benificiaries

Shariah Committee’s members


Features

Rulings and views of various schools of thought
Quranic and Prophetic evidence with commentaries
Relevant fatawas
Analysis of Legal maxims
Smart Legal Advisor
Advanced Chatbot


Purpose

To raise the satisfaction and awareness of customers through a smart interactive, educational system


Benificiaries

Customers of Islamic Banks


Features

Features of financial products and services
Visual Guide of the business flows of various products
Smart Advisor for financial planning and risk analysis
Simplified Guide of the financial and legal aspects of various products


Purpose

To automate the process of internal Shariah audit via an interactive system


Benificiaries

Shariah Committee’s members and Shariah Secretary


Features

Automation of audit tasks
Statistical analysis of transactional data and compliance status
Fraud and anomaly detection
Automatic generation of compliance reports